Free calculators
Free tax and pay calculators, in plain English.
Quick answers to everyday money questions, worked out with HMRC's current rates. Free, with no sign-up, and we don't keep what you type.
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Your pay
- What will I take home?Enter your salary to see what lands in your bank account after tax, National Insurance, your pension and any student loan.Open calculator
- What your pay rise or bonus is really worthSee how much you keep after tax, and how much would go into your pension if you gave it up instead.Open calculator
- Is working a fifth day worth it?Going down to four days costs you less than a fifth of your take-home pay. See what your fifth day really earns.Open calculator
- What you really earn an hourYour payslip counts your paid hours. This counts every hour work really takes, and what's left after tax and travel.Open calculator
- Your tax freedom dayIf everything you earned from 6 April went to HMRC first, the day you'd start working for yourself.Open calculator
- Which job offer really pays more?A higher salary isn't always worth more. Compare what each offer is worth to you after tax, pension and travel.Open calculator
- The day rate that matches your salaryGoing contracting? See the day rate that matches your salary and pension.Open calculator
- Earning over £100,000: is the rise worth it?Over £100,000 you can keep less than 40p of each extra pound. See the pension payment that gets you back under.Open calculator
- You've been made redundantSee your statutory redundancy pay, and what you'd take home once tax is taken off.Open calculator
- Swapping salary for a pension or perkSwap salary into a pension and you save tax and National Insurance. For most other perks, it's less.Open calculator
- What frozen tax bands cost youYour tax-free allowance has been stuck at £12,570 since 2021 while prices rose. See how much more tax you pay this year than if it had kept up with inflation.Open calculator
- Can I lower my advance tax payments?If your tax bill will be smaller this year, you can ask HMRC to lower your payments on account and keep the cash until it's due.Open calculator
- How much tax you've paid in your lifeEnter your age, when you started work and what you earn now. We estimate the income tax and National Insurance you've paid in every year of your working life, on that year's real rates.Open calculator
- Should I pay off my student loan early?Many student loans are written off before they're repaid. See what you'd really repay, and what a lump sum now would change.Open calculator
- Is my tax code right?The number in your code is your tax-free pay without its last digit: 1257L means £12,570. Tell us your code and what's going on, and we'll show whether it's the one we'd expect.Open calculator
- Am I owed a tax refund?Employees often pay too much tax and never claim it back. Answer a few yes or no questions and we'll estimate your refund, back to 2022/23.Open calculator
- Selling online or renting a room: do I owe tax?Selling your own unwanted things is usually tax-free. Buying to sell on, making things to sell or doing paid jobs is trading, with the first £1,000 a year tax-free. Tell us what you do and we'll show if there's tax, roughly how much, and what to do.Open calculator
- Is my payslip right?Enter the figures from one payslip and we'll show the tax, National Insurance and student loan we'd expect, how that compares with what came off, and the likely reason for any gap.Open calculator
- You've had a big bonus or pay riseA big bonus can lose half or more to tax once it crosses £60,000 with children, or £100,000. See what it's worth as cash, and how much more you'd keep by putting it in your pension.Open calculator
- Tax on free products brands send youProducts brands send you count as income, at what they'd cost in the shops, the same as cash. Add up your cash and products and we'll show the tax, when to tell HMRC, and how close you are to VAT.Open calculator
- Maternity Allowance: do I qualify and how much?Tells you if you can get Maternity Allowance, how much, and when to claim. It's the weekly payment for people who can't get maternity pay from an employer.Open calculator
- Do I need to send a tax return?Answer a few questions and see whether HMRC expects a tax return from you, every reason that applies, and the dates to register, send it and pay.Open calculator
Family and gifts
- Should we still claim Child Benefit?If either of you earns over £60,000, some Child Benefit is paid back in tax. See what you keep.Open calculator
- Can family give us money tax-free?See how much is tax-free straight away, and what depends on the 7-year rule.Open calculator
- Does going back to work pay after childcare?Take-home pay, less childcare after free hours and Tax-Free Childcare: what going back really nets you each week.Open calculator
- Getting marriedIf one of you earns under £12,570, Marriage Allowance can cut your tax by up to £252 a year, backdated to 2022. Marrying changes your will, gifts and more too.Open calculator
- Giving money to your childrenIf a parent's gift earns a child more than £100 a year, all of the income is taxed as the parent's. See whether that catches your gift, your Junior ISA room, and where it stands for inheritance tax.Open calculator
- Are you both using your tax-free allowances?Each of you has your own tax-free allowances. Savings and shares in the name of the one who pays less tax are taxed less, if they're given outright. Enter what each of you earns and we'll show what's unused and what moving could save.Open calculator
- The best way to give to charityThe same gift can cost you very different amounts depending on how you give it. See what the charity gets and what each way really costs you.Open calculator
- Your child is going to universityThe student loan for living costs shrinks as your income rises. See how much you're expected to make up each year, and what your child will owe.Open calculator
- Separating or divorcingSince April 2023, separating couples have until the end of the third tax year after they split to move assets between them with no Capital Gains Tax, and longer under a court order.Open calculator
- Helping your children with moneyCompare the ways you could help your grown-up children: what each saves in inheritance tax, what happens if you die within 7 years, and what your children get in hand.Open calculator
- Whose name should things be in?Each of you has your own allowances and basic-rate band. Savings, shares and property in the name of the one who pays less tax are taxed less, if the gift between you is outright. Pick one thing you own and we'll compare the tax in each name.Open calculator
- Can we get help paying for childcare?Checks the two tests each parent must pass, and shows what Tax-Free Childcare and the free hours are worth to you each year.Open calculator
- What will my pay or profit do to Universal Credit?Shows what your pay or profit does to your Universal Credit for one month, how much of each extra £1 you keep, and your money in all.Open calculator
Inheritance tax and estates
- What would your family pay in inheritance tax?Add up what you own to see what inheritance tax your family would pay, and what's tax-free.Open calculator
- Will your family have to sell the farm or business for inheritance tax?Business and farm relief is now full only up to £2.5 million. See the tax, and the 10 interest-free yearly instalments.Open calculator
- Moving somewhere smaller: do you lose the home allowance?Selling your home or moving somewhere cheaper doesn't have to lose the home allowance, as long as other things go to your children or grandchildren.Open calculator
- Leaving money to charity: can it save your family tax?Leave at least 10% of your estate above the tax-free amount to charity and the tax on the rest drops from 40% to 36%, so your family gives up much less than the charity gets.Open calculator
- You've inherited money or propertyYou don't pay tax on receiving an inheritance. See the tax if you sell it, let it out, move in or keep it, and how long you have to pass it on instead.Open calculator
- If I died tomorrow: what happens?Answer a few questions to see who would get your money, what inheritance tax your family would pay, and the gaps to fix now.Open calculator
- How to cover an inheritance tax billEnter the bill, or the estate, to see when inheritance tax is due, what can be spread over 10 years, and how much the estate's own cash can pay before probate.Open calculator
- Is cash in your company costing your family inheritance tax?Business relief can take your company shares out of inheritance tax, but cash the business doesn't need gets no relief. See what your spare cash costs your family, and what your options would cost.Open calculator
- Sell the business, pass it on, or keep it?Selling turns relieved shares into cash taxed at 40% when you die. Giving them away passes your gain to your children, while keeping them resets the gain at your death. We compare all three as if your family later sells.Open calculator
- Family investment company, trust, or a straight gift?Compare the three main ways to pass money to your children: what each costs in inheritance tax, the tax on its income each year, and what your children have when they need it.Open calculator
- Is your business or farm still free of inheritance tax?Not everything a business owner or farmer owns gets relief. Check each asset: full, half or no relief, and why, then see the inheritance tax.Open calculator
- Selling your businessHow you sell changes what you keep. We work out your money after tax and fees by each route, what the deal terms mean for when the tax is due, and the inheritance tax once the business has become cash.Open calculator
Savings, pensions and giving
- Will your savings interest be taxed?With higher interest rates, more people are paying tax on savings. See whether you will, now and when the rates rise in April 2027.Open calculator
- Tax back on donations to charityGift Aid adds 25p to every £1 you give. If you pay tax above the basic rate, you can claim some back too.Open calculator
- How much can you pay into your pension this year?Most people can pay up to £60,000 a year into pensions with tax relief. See how much room you have left.Open calculator
- How much can you put in a cash ISA?You can pay £20,000 a year into ISAs. From April 2027, under-65s can only put £12,000 of it in cash.Open calculator
- When will your pension reach £1 million?Your pot today, plus what goes in each month, plus growth: the age your pension could reach £1 million.Open calculator
- Tax when you cash in an investment bondWhen you cash in an investment bond, the gain is taxed as income in one year. Top-slicing relief spreads it over the years you held the bond, so it isn't all taxed at a higher rate.Open calculator
- Tax on shares, funds or crypto you've soldWhen you sell part of a holding you bought over time, its cost is the average cost of everything you hold, not what you paid for the ones you sell. Enter your holding and the sale to see the tax.Open calculator
- Using your tax-free allowances before 5 AprilMost tax-free allowances are lost if you don't use them by 5 April 2027. Tell us what you've used so far and we'll list what's left, with what each could save.Open calculator
- You've come into a large sum of moneyMost money you inherit, win or are given isn't taxed when you get it, but what it earns can be. See the tax a year on each place it could go, least first.Open calculator
- Taking an income for life with the least taxEvery pound you take from your pension pot is taxed as income, except 25% of it. ISA money is tax-free. See the tax this year on each way of reaching the income you want.Open calculator
- How next April's tax changes hit your savings and rentFrom 6 April 2027, tax on savings interest and rent goes up by 2p in the pound. Enter your income and we'll show what it costs you on the same income, and what softens it.Open calculator
- What tax will you pay if you take money out of your pension this year?A quarter of what you take is usually tax-free; the rest is taxed like pay, on top of your other income. See the tax, what your pension company may take too soon, and how to get it back.Open calculator
Property
- Taking in a lodger: which way pays least tax?Rent a Room lets you earn £7,500 a year tax-free from a lodger. If your costs are high, the normal way can still be cheaper.Open calculator
- Stamp duty on a purchaseEnter the price to see the stamp duty you'd pay on a home in England or Northern Ireland.Open calculator
- Does your company owe the yearly tax on homes it owns?Companies that own a home worth over £500,000 pay a yearly tax on it, unless relief applies.Open calculator
- How much of the gain on your old home is tax-free?The gain on your home is tax-free for the time you lived there, plus the last 9 months. See what's left to tax.Open calculator
- Tax when you sell a propertySee the Capital Gains Tax on selling a second home or buy-to-let, and what you keep.Open calculator
- How next April's changes hit your rental incomeFrom April 2027, rental profit is taxed 2p in the pound more. See what it costs you.Open calculator
- Should your partner take more of the rent?Rental profit is taxed at each owner's own rate. See the split that pays least tax.Open calculator
- Rent or buy?Buying costs more up front but builds a home you own. See when buying pulls ahead of renting on your figures.Open calculator
- What your holiday let really makesSince April 2025, holiday lets are taxed like any other let. See what yours makes after every cost and the tax, a year and a night.Open calculator
- Solar, battery or heat pump: how long to pay back?How long until it pays for itself? Solar panels, a battery or a heat pump cost a lot up front and save a little each year. See the yearly saving, the payback and what you'd gain over 20 years.Open calculator
- Buying your first homeStamp duty, a Lifetime ISA and help from family can each change the sum by thousands. See the cash you need upfront, and where each one stands.Open calculator
- VAT on a commercial propertyMost commercial property is exempt from VAT, unless the owner has opted to tax or the building is new. Stamp duty is charged on the price with any VAT, and that part never comes back.Open calculator
- Should your rental properties move into a company?A company gets full relief on mortgage interest, but moving your homes into it is a sale at market value. See the yearly saving, the one-off cost, and how long it takes to pay back.Open calculator
- Property trader or investor?Sell a property you bought to do up and sell on, and HMRC may tax the profit as income, not a capital gain. See which way your answers point and what it changes.Open calculator
- What the new renters' law costs youSince 1 May 2026 tenancies roll on, rent goes up once a year at most and section 21 has gone. See what the changes cost you, and what's still to come.Open calculator
- Bigger house or more investments?A bigger home is somewhere to live as well as an investment. See what each route could leave you with after stamp duty, tax and running costs, and the house price growth where they come out level.Open calculator
- What changed for holiday letsThe special tax rules for furnished holiday lets ended in April 2025. See what that costs you each year, and on a sale, on your own figures.Open calculator
Cars, vans and travel
- Mileage you can claim or pay tax-freeThe tax-free rate for cars and vans went up to 55p a mile in April 2026. See what you can be paid, or claim back.Open calculator
- Do I pay tax on my work van?A work van you only drive for work and to get to work isn't taxed. Personal use usually is.Open calculator
- Bikes and motorbikes through workGet a bike through work and pay no tax or National Insurance on what it costs.Open calculator
- How much tax on your company car?Enter the car's list price and CO2 to see what it costs you in tax each year.Open calculator
- Electric car through work: what you saveLease an electric car through work and pay for it from your pay before tax. See what it really costs you.Open calculator
- Is free fuel from work worth it?Free fuel for personal trips is taxed however few miles you drive. See whether it pays.Open calculator
- Road tax now and from 2028See your road tax this year, and what pay-per-mile tax adds for electric cars from April 2028.Open calculator
- Is my pickup a van or a car for tax?Since April 2025, most double-cab pickups are cars for tax. VAT still treats many as vans.Open calculator
- Can I claim back VAT on my vehicle?VAT on a van is usually claimable. On a car, it depends on personal use. See how much you can claim.Open calculator
- When to change your company carCompany car tax rises every year to 2029/30, and plug-in hybrids jump in April 2028. See the tax on your car and a replacement, year by year, and what switching now saves.Open calculator
- Can your company pay for home charging?For a company electric car, your company can pay for all its home charging tax-free, private miles too. In your own car it can't. See the figures for your miles, and the tax on a home charge point.Open calculator
- Buying a used car through the companyCompany car tax is worked out on the car's price when new, not what you pay for it used. See whether the company buying it, or you buying it with dividends and claiming mileage, costs less overall.Open calculator
- Can a shared pool car avoid tax?A pool car is tax-free only if it meets all five conditions, all year. See which ones yours meets, and what it costs if it doesn't.Open calculator
- Are staff cars legal for work trips?When staff drive their own cars for work, the law on driving for work still applies to you. Check the four things that matter, and the tax on the mileage you pay.Open calculator
- Should your company buy your car?A new electric car bought by the company can be written off against its profits in one go, while company car tax on it stays low. See whether the company buying your car, or you buying it and claiming mileage, costs less overall.Open calculator
- Lease or buy a business car?Lease rentals are a business cost, but above 50g/km, 15% of them never get tax relief. Compare leasing with buying a new car, after VAT and tax, over the same term.Open calculator
Running a business
- Is hiring an apprentice cheaper?You pay no employer's National Insurance on pay up to £50,270 for apprentices under 25 and anyone under 21.Open calculator
- Sick, maternity and paternity pay: what you owe and claim backFor employers: what you pay and what you claim back for statutory sick, maternity or paternity pay.Open calculator
- Is our staff party or gift taxed?A party under £150 a head and gifts under £50 are tax-free. Go a penny over and all of it is taxed.Open calculator
- What would I keep if I sold?Selling your business? See the tax and what you'd keep, with Business Asset Disposal Relief.Open calculator
- Your company's tax bill and when to pay itEnter your company's taxable profits to see the Corporation Tax and the dates it's due.Open calculator
- What being late with tax will costPaying tax late costs penalties and daily interest. See what you'd owe, line by line.Open calculator
- Farmers: smoothing profits between yearsFarm profits go up and down. Averaging spreads them evenly over 2 or 5 years, so a good year isn't taxed at a higher rate while a bad year wastes your tax-free allowance.Open calculator
- Getting paid without tax taken off, and keeping itUnder the Construction Industry Scheme (CIS), contractors take 20% off your labour. With gross payment status they don't: see if you'd qualify, and what you'd keep each year.Open calculator
- VAT back on invoices that were never paidIf you paid HMRC the VAT on a sale and your customer never paid you, you can usually claim that VAT back once the debt is 6 months old and written off.Open calculator
- Live-in staff: are you paying minimum wage?Accommodation is the only perk that counts towards the minimum wage, and only up to £11.10 a day. Check the pay that counts after rent and deductions.Open calculator
- What a tradesperson really costs per working hourPay is only part of it. See what an employee costs for every hour you can actually charge, and the rate that covers it with a margin.Open calculator
- Raising prices: how many customers can I lose?A price rise is pure profit on every sale you keep. See how many customers you could lose and still be no worse off, or what a price cut would need.Open calculator
- What accounts must I file? Do I need an audit?Your company's size sets which accounts it files and whether it needs an audit. It's the size where it meets 2 of the 3 limits, and the size only changes after 2 years in a row.Open calculator
- How much VAT can you reclaim when some sales are VAT-free?If some of your sales are VAT-free (exempt), you can only reclaim part of the VAT on your costs, unless that part is small enough to ignore (de minimis).Open calculator
- Locum doctors: pension and tax to set asideLocum fees arrive without tax taken off. Put a share of every payment aside for your NHS pension, income tax and National Insurance, so the bills are covered when they come.Open calculator
- Can I claim it as a business cost?Pick the cost to see whether it's a business expense, how much of it you can claim and the tax it saves, with the catch HMRC looks for.Open calculator
- VAT you could claim back on your billsMost everyday business bills include 20% VAT, which a VAT-registered business can claim back. Some, like insurance, stamps, rates and wages, have none to reclaim.Open calculator
- Lending between you and your companyBorrowing from your company or lending to it? See the tax each way, and when it's due.Open calculator
- Can't pay your tax bill? Plan a payment arrangementIf you can't pay a tax bill in full, HMRC may let you pay it monthly. See what each payment would be, the interest, and whether you can set it up online.Open calculator
- Do I charge VAT to overseas customers?Most services to a business abroad have no UK VAT, and goods you export are 0%. Consumers are different. Anything about another country's VAT here is indicative, not advice on that country's law.Open calculator
- Can this penalty be cancelled?HMRC can cancel a penalty if you had a reasonable excuse and put things right as soon as you could. See where your reason stands and when to appeal by.Open calculator
- Buying equipment: when to buy for the best tax reliefBuying equipment soon? See how much tax it saves before your year end, and how much just after.Open calculator
- Giving key staff sharesThinking of giving a key person a stake? See the tax they'd pay three ways: a gift now, EMI options or an ordinary option.Open calculator
- Splitting profit between partnersIn a partnership each partner is taxed on their own share, so the split changes the tax you pay between you. See the tax on your split and the split that pays least.Open calculator
- Using a business lossA loss can cut your tax this year, bring a refund for last year, or lower future bills. See what each way saves, which is best, and when you need to claim.Open calculator
- Could we claim research and development tax relief?Answer four questions about the project and enter what it cost to see whether it looks like R&D, and what a claim is worth.Open calculator
- What VAT rate applies to this?Most things are 20%, but food, children's clothes, books and new homes are often 0%, and some things are exempt. 0% and exempt both mean no VAT on the sale, but only 0% lets you claim back the VAT on your costs.Open calculator
- Will your invoicing be ready for 2029?From 2029, VAT invoices to businesses and the public sector must be e-invoices sent from software. See what applies to you, from when, and what to sort now.Open calculator
- Is your contractor really an employee for tax?Status depends on how the work is really done, not on the contract's label. Answer six questions for our rough view, who must decide, and what it costs you if it's inside.Open calculator
- Can I afford to hire or buy this?The true cost after tax relief, and what your bank balance does month by month for the next 12 months if you go ahead.Open calculator
- VAT on stays and packagesHoliday lets, B&Bs and hotels are all 20% VAT once you're registered, and you must register when your takings go over £90,000 a year. Guests staying more than 28 nights in a B&B or hotel pay less, and packages of bought-in travel pay VAT on the margin only.Open calculator
- Should your business premises sit in a separate company?Charging your company rent moves profit from Corporation Tax to your income tax, but where the premises sit matters most on the way out: selling the business, or passing it on.Open calculator
- The best way to reward a key managerA cash bonus can lose half or more to National Insurance and tax before it reaches your manager. See what the same budget gets them as a pension payment, a bonus swap or an electric car.Open calculator
- Should I set up a parent company?Dividends up to a parent company are free of tax, and it can sell your trading company tax-free, but the money is then in the parent: getting it to you still costs tax.Open calculator
- What's my business worth?A buyer pays for profit they can rely on, times a multiple. There's no official multiple, so ours is a starting assumption you can change. This is a rough guide, not a valuation.Open calculator
- HMRC is looking into your taxThe penalty depends on why the tax was wrong and who spoke first. Telling HMRC before they ask, and helping fully, keeps it at the bottom of the range.Open calculator
- Hire someone, buy software or outsource?Three ways to get the same work done: hire someone, outsource it, or buy software. See what each costs a year after tax relief, over 1 and 3 years.Open calculator
- Does your charity need a trading company?A charity's own work is tax-free, and so is a little other trading: up to £8,000 to £80,000 of sales a year, depending on its income. Go over and the whole profit is taxed, unless a trading company gives it to the charity by Gift Aid.Open calculator
- Can I work less or hire a boss?Hiring a manager frees your time but costs the company. See what you'd still take home in salary and dividends, what that is per hour you work, and the profit you'd need to stay level.Open calculator
- How to pay for growing the businessFive ways to find the money, with the cost after tax for you and the company together, plus what each means for control and risk.Open calculator
- When your research tax credit will arriveEnter your year end, what the R&D cost and when you'll file to see how much cash the claim brings, and on which dates.Open calculator
- Is each subscriber profitable?Enter what a customer pays, your margin, churn and what it costs to win one, to see what each customer is worth and how soon they pay back.Open calculator
- What if rates, sales or prices change?Test your business against higher interest rates, a fall in sales and rising costs, one at a time and all together, and see how long your cash would last.Open calculator
- They've cut your payment: can they?Under the Construction Act a customer can only pay less than the sum due if they send a pay-less notice in time. Check the dates on yours and what they must pay.Open calculator
- GP partners: why your pension certificate doesn't matchYour certificate isn't your profit share. Private income, the employer part of NHS income and out-of-hours work all move the figure. See each step from one to the other, and what's left to pay.Open calculator
- Quarterly instalment payments (QIPs) calculatorA company with a large profit pays its Corporation Tax in parts, during and just after the year. See if yours does, and the date and amount of each payment.Open calculator
- Sharing dividends with your familyPaying part of your company's dividends to a husband, wife or grown-up child can use their lower tax bands. See what your family could save, and how likely HMRC is to say no.Open calculator
- Equipment tax relief: what you can claim this year and what's leftEnter what was left to claim from last year, what you bought and what you sold. We'll show this year's tax relief and what carries forward.Open calculator
- Which staff must I put in a workplace pension?List your staff and we'll sort them into who you must put in a workplace pension, who can ask to join, and who you needn't pay for, with the least you must pay in.Open calculator
- Self-employed: what will I owe and take home?Works out your tax bill and what you keep from working for yourself, and how much to put aside each month.Open calculator
Living or working abroad
- Am I UK resident for tax?Whether you're UK resident depends on your days here and your ties to the UK. Check it in a minute.Open calculator
- When does UK inheritance tax stop applying after you leave?Long-term UK residents stay in UK inheritance tax for up to 10 years after they leave. See how long yours is.Open calculator
- Should you keep paying National Insurance from abroad?A year of voluntary National Insurance costs £956.80 and adds about £358 a year to your State Pension. See how soon it pays for itself.Open calculator
- Your State Pension if you live abroadYour UK State Pension is paid wherever you live, but it only goes up each year in some countries. Elsewhere it's frozen at the rate when you moved.Open calculator
- Moving to the UK: what's taxedNew to the UK after 10 years away? You may pay no UK tax on foreign income and gains for 4 years, but a claim costs you the tax-free allowance. See if it's worth it.Open calculator
- Leaving or arriving partway through the tax yearIf you move abroad or come to the UK during the tax year, the year can be split into a UK part and an overseas part. Check which applies to you.Open calculator
- Two countries both say you're resident: which wins?If the UK and another country both say you're resident for tax, the treaty between them picks one. Answer a few questions to see which country wins, and which test decides it.Open calculator
- Tax relief for work days spent abroadIn your first 4 tax years in the UK after 10 years away, pay for days you work abroad can come out of UK income tax, up to 30% of your pay. But electing costs you the tax-free allowance. See if it's worth it.Open calculator
- Renting out or selling your UK home while you live abroadLiving abroad? Your letting agent takes 20% of your rent for tax, which can be more than you owe. Selling? Only the gain since 5 April 2015 is taxed, and you must report it within 60 days.Open calculator
- Forms to send when you leave or arriveMoving abroad or coming to the UK? Answer a few yes/no questions for your own checklist of forms to send, who they go to and when.Open calculator
- Bringing money from abroad into the UK at a lower tax rateUsed the remittance basis before April 2025? Until April 2028 you can pay a flat 12% (15% in 2027/28) on old foreign income and gains instead of normal rates when you bring them in. See what it saves.Open calculator
- Are you being taxed twice?If you live in the UK, income from abroad is taxed here too, but the tax you paid abroad comes off the UK tax on it. See what's left to pay HMRC.Open calculator
- Coming back to the UK: what to do firstMoving back to the UK? Tell us how long you've been away and a few yes/no answers for your own dated checklist, and which rules apply to you.Open calculator
- Is your overseas trust still outside UK inheritance tax?Since April 2025 a trust's non-UK assets are outside UK inheritance tax only while the settlor isn't a long-term UK resident. See where your trust stands and what it could pay.Open calculator
- If I move abroad, does my company's tax home move too?A company set up in the UK is UK resident under UK law wherever you live. Only a tax treaty can move it, and if it does leave, it pays tax as if it had sold everything.Open calculator
Selling or passing on your business
These calculators are on exitbetter.co.uk, the site of our employee ownership team, Exit Better.
- Sell to your employees or to a buyer?Open on exitbetter.co.uk
- Selling or passing on your business: your optionsOpen on exitbetter.co.uk
- Is your business ready to sell?Open on exitbetter.co.uk
- Selling part of your business to investorsOpen on exitbetter.co.uk
- Can your managers or the company buy you out?Open on exitbetter.co.uk
- Tax-free bonuses after an employee-ownership saleOpen on exitbetter.co.uk
- Can you sell to your employees?Open on exitbetter.co.uk
- Selling to your employees: can the company afford to pay you?Open on exitbetter.co.uk
- What's due after an employee-ownership saleOpen on exitbetter.co.uk
- Could your employee-ownership tax relief be taken back?Open on exitbetter.co.uk
- Is your employee-ownership trust run properly?Open on exitbetter.co.uk
- Selling shares or assets: does it matter?Open on exitbetter.co.uk
- What an offer paid over time is really worthOpen on exitbetter.co.uk
- Will you get the lower tax rate when you sell?Open on exitbetter.co.uk
- What to do in the year before you sellOpen on exitbetter.co.uk
- From offer to completion: your timelineOpen on exitbetter.co.uk
- What a sale means for your staffOpen on exitbetter.co.uk
- Passing the business to your childrenOpen on exitbetter.co.uk
- After you sell: protecting the money from inheritance taxOpen on exitbetter.co.uk
Our calculators give guidance, not advice for your situation. Each one shows how it’s worked out and which official rates it uses. For anything that matters, book a free call and we’ll go through it with you.
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